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T.J. Decker & Associates, Inc.


My father helped me start in the insurance business in 1977. I moved to Morenci, MI in 1981 when I purchased the LaRowe Insurance Agency. In 1982 I purchased the Wells Insurance Agency, also in Morenci.

My son Jason came to work with me in 2000. Together we purchased what had been my father’s insurance agency in Hudson, MI in 2002. Our agency in Hudson has represented the Auto Owners Insurance Company for over 56 years and our agency in Morenci has represented Auto Owners for over 88 years. We have proven to be a very stable and reliable insurance agency with a friendly, knowledgeable staff. From the start, we have been blessed to have had the opportunity to have such fine people work with us to help us build a successful insurance agency. From when I was a small boy until now I can’t say enough about the quality of people that have and still do work in our agencies. Jason and I are very fortunate.

I am very proud to say I have lived in Morenci since 1981. I really enjoy working with our customers and helping them when the need arises. I have enjoyed working with a number of local youth programs and other local charity organizations. I have served as the president of the Morenci Kiwanis Club 4 times and have been a member of the local Kiwanis Club since 1981. I have been the chairman of the Rex Riley Scholarship Fund for over 26 of its 28 years.

Our mission is to provide the best coverage for your insurance needs at the best rates available with some of the best companies on the market. That is why we are an independent insurance agency.

Timothy J. Decker, Morenci, MI

I am proud to be a 4th generation owner of T.J. Decker & Assoc. I was born in Hudson, and raised in Morenci. I got my start in the business while I was attending Siena Heights University. I took an internship working with my Father, Tim Decker, at his office in Morenci in 2000. In November of 2002, we purchased the agency in Hudson that once belonged to my Grandfather, John Decker. I immediately took over that office. In the summer of 2003, I made my first home purchase, making Hudson my permanent home.

I love being involved in the Hudson community. I am a member of the Hudson Chamber of Commerce and have been a member of the Hudson Kiwanis Club since 2003. I have been President of the Hudson Kiwanis Club twice.

I have spent my entire life around the insurance business. I have been very fortunate to have built so many relationships with so many great people. I look forward to building more relationships and to serving my community for years to come!

Jason Decker, Hudson, MI